Evaluation of the disaggregated confusion matrix of the best model, that is, random forest
| Actual result | ||||
| Not approved | Approved | Actual rate of approval | ||
| Predicted probability of approval | <0.7 | 32 | 42 | 0.57 |
| 0.7–0.8 | 14 | 37 | 0.73 | |
| 0.8–0.9 | 9 | 53 | 0.85 | |
| >0.9 | 3 | 65 | 0.96 | |